A bit longer Photoshop tutorial, but still very suitable for beginners, where you will learn how to carve a random text into human skin from scratch and make it look realistic.
If you are a Skype user, it maybe disruptive for you that the program is shown in taskbar, although you don't need it at the moment. I will show you how to remove it from the taskbar.
Image overlay pattern comes in very handy when a website has a full screen image or a video as a background. Applying a pattern can make things more readable and easier on eyes. Let's Photoshop.